Owning a recreational vehicle in Altoona, PA, provides endless hours and miles of adventure. Whichever type of RV you own, you want the right insurance in place before you go on your next journey. Your RV model will determine the type of insurance necessary. At H. Dean Allison Insurance, we will get you on the road with the protection you need.
Recreational Vehicle Insurance
In Altoona, PA, a separate policy is required for motorized RVs, which include Class A, B, and C models. With a non-motorized recreational vehicle, such as the fifth-wheel, the insurance policy covering the vehicle towing the RV typically provides liability coverage.
For other protection not covered by the towing vehicle’s policy, you would need a separate RV policy. The following are coverages to consider.
Comprehensive
The coverage is for damages resulting from incidents you have no control over, such as theft and severe weather.
Collision
Collision insurance covers your fifth-wheel if it is damaged due to colliding with an object or another vehicle, or the RV is involved in an accident resulting in a rollover.
Liability
Liability covers damage or injuries that you cause to another person or their property.
Medical Payments
The coverage is for medical expenses resulting from an accident. It protects you as well as the passengers in your RV.
Personal Belongings
You may also want to insure the personal effects inside your RV. Options also include total loss replacement and roadside assistance.
Uninsured or Underinsured Motorist
This coverage protects you if you are involved in an accident with a driver who doesn’t have insurance, or doesn’t have enough.
Contact Us
At H. Dean Allison Insurance, we make it easy to insure your fifth-wheel before heading out to destinations near and far. Call us for more information. We’re currently serving the Altoona, PA, area.
