In today’s disrupted climate conditions, your home can experience a flood at any time. Floodwater can cause expensive damage to your property, ruin critical home systems, and destroy your personal belongings. Flood insurance is designed to defray some of the costs of unexpected flooding events. At H. Dean Allison Insurance in Altoona, PA, we offer the flood coverage you need to protect your home and personal items.
Many people think flood insurance is only necessary if living in a coastal area. However, with changing weather patterns, any home that is located near a lake, reservoir, stream, or canal is subject to sudden flooding. In addition, the development of the land in your area can change the landscape, making flooding more likely. Flash floods can occur in some regions. Having flood insurance helps to limit the losses you will face if floodwaters intrude into your home.
Flood insurance covers a number of structural items, as well as many of your belongings. Your building’s plumbing and electrical system are covered. The HVAC system, water heater, refrigerator, stove, and other built-in appliances are also covered, as are foundation walls, staircases, solar equipment, and tanks on your property. Contents coverage includes clothing, furniture, curtains, washers, dryers, microwave ovens, and rugs. Valuable personal items such as artwork and furs are covered up to a certain amount.
Our experienced agents can help you understand the details of flood insurance you need to prevent serious financial losses from flooding. We offer a variety of insurance products for home, life, health, auto, and business. Contact H. Dean Allison today for a no-obligation quote on flood insurance to protect yourself against unexpected flooding events.
