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H. Dean Allison Insurance

218 Logan Blvd
Altoona, PA 16602

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Pennsylvania Boat/Watercraft Insurance Coverage

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Boat/Watercraft Insurance in Pennsylvania

Boat or watercraft ownership can be a lot of fun, but without proper insurance, your boat or watercraft could quickly become a liability. At H. Dean Allison Insurance, serving Altoona, PA, and the surrounding areas, we are here to help boat and watercraft owners find the right insurance coverage for their needs in Pennsylvania. Keep reading to learn more.

Do I Need Boat or Watercraft Insurance?

Boat and watercraft insurance was created to protect the investment you have made into your craft. It is also intended to help protect you from financial or legal liability should the craft be involved in an accident. Insurance is a smart way to protect yourself from these risks.

What Happens If I Don't Have Insurance?

If you are operating the craft in an area requiring insurance, and you do not have the proper insurance, you could face legal consequences.

If the craft is involved in an accident that causes damage or injuries, you could be held financially and legally liable for these events. This could be a devastating financial blow.

If your craft is damaged or lost due to fire, natural disaster, or burglary, you will be responsible for paying for repairs or replacement. This could be a heavy financial burden.

What Does Boat/Watercraft Insurance Cover?

You can customize your policy to suit your specific needs, but your policy will generally provide coverage in the following areas.

  • Property damage- If the boat is damaged or lost due to fire, natural disaster, or an accident, the policy will pay for repairs or replacement.
  • Liability- This is an essential type of coverage. If your craft is involved in an accident causing damage or injuries to other crafts or people, the policy will pay for medical and legal fees that result.

If you would like to learn more about boat/watercraft insurance or our other products, please get in touch with us at H. Dean Allison Insurance, serving Altoona, PA, and the surrounding areas.


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Servicing States

  • Pennsylvania

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  • Agency Insurance Company
  • AllState
  • Bedford Grange
  • Encompass
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  • Markel
  • Nationwide
  • Progressive
  • Safeco
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