Skip to content
Click to Call
H. Dean Allison Insurance

218 Logan Blvd
Altoona, PA 16602

Get Directions
Pennsylvania Motorcycle Insurance Coverage

Request a quote

Motorcycle Insurance in Pennsylvania

Motorcycle ownership carries with it certain risks and responsibilities. One of those responsibilities is always to carry appropriate insurance coverage. The insurance team at H. Dean Allison Insurance, serving Altoona, PA, and the surrounding areas, is here to help you better understand your insurance options so that you can make the best insurance choices in Pennsylvania. Keep reading to learn more about motorcycle insurance.

Can My Auto Policy Cover My Motorcycle?

Traditional auto and motorcycle insurance policies are similar in many ways but also different in important ways. A motorcycle policy will have different coverage amounts because the risks involved with operating a motorcycle are somewhat different than the risks involved with regular automobiles.

There are also different age restrictions on driving a motorcycle than a regular car.

Do I Need Motorcycle Insurance?

Yes, just like regular auto insurance, it is against the law to operate a motorcycle in Pennsylvania without proper insurance coverage. This law is in place to protect you, the other drivers, and pedestrians as well.

What Happens If I Do Not Have Motorcycle Insurance?

If you have the proper insurance in place, you could face legal action if caught driving. This could include a ticket and possible suspension of your license.

In addition, if you are involved in an accident while you are not adequately insured, it could also result in hefty financial liability. Suppose you cause damage to another vehicle or cause injuries to other drivers or pedestrians while not covered by insurance. In that case, you will be held personally responsible for the expenses incurred. This could be a devastating financial blow. You could also be liable for any legal fees that might result as well.

To avoid these types of problems, it is wise to have insurance in place. If you want to learn more, please get in touch with us at H. Dean Allison Insurance, serving Altoona, PA, and the surrounding areas.


Right 1st image

Locally owned and operated

Right 2nd image

Policies that meet & exceed expectations

Right 3rd image

Get an Annual Policy review

Servicing States

  • Pennsylvania

Our Partners

  • Agency Insurance Company
  • AllState
  • Bedford Grange
  • Encompass
  • Liberty Mutual
  • Markel
  • Nationwide
  • Progressive
  • Safeco
  • The Farmers Fire