Adding a home insurance rider is a great idea if you are looking to increase your coverage. Insurance riders allow you to tailor your coverage to your needs. They also save you money by offering coverage for unexpected emergencies. In fact, they can pay for some of your repairs if your home is damaged. You can also add extra coverage for your personal belongings, such as jewelry and valuable art.
Home insurance riders can cover many items not covered by the standard policy. They also provide you with added peace of mind. For example, if your computer or TV were stolen, you would likely be reimbursed for the loss if you had a personal property coverage rider.
Examples of Home Insurance Riders
Home insurance riders are available for a variety of needs, so make sure you discuss your options with your H. Dean Allison Insurance agent serving the greater Altoona, PA community.
Examples of home insurance riders are:
- water backup coverage
- building code coverage
- scheduled personal property coverage
- sewer line coverage
- landscaping coverage
- renovation project coverage
- and more
Insurance riders are often the best way to ensure your priceless belongings are covered. Many insurance companies require a detailed description of the item before approving the policy. If you have expensive jewelry or musical instruments, you may need to get an appraisal before purchasing a policy.
Contact Us Today
The best way to determine which insurance rider will best fit your needs is to contact your H. Dean Allison Insurance agent in Altoona, PA. They will help you understand your options and determine which home insurance rider is the best fit.
It’s important not to wait until something happens before adding a rider to your home insurance policy. The best time to consider all your rider options is when you first purchase your policy. That way, when the unexpected does occur, you can rest easy knowing that you’re covered.
