Motorcycle insurance in Altoona, PA, can help protect your assets if you’re involved in an accident. It can also ensure that your medical bills are covered or that your motorcycle is repaired. But does it include roadside assistance? The answer depends on a few factors.
Legal Requirements
Legally, you’re only required to have a liability policy. This type of policy covers the other person’s medical bills and property damage if you’re found at fault in an accident. However, it won’t cover your personal belongings or property damage.
Most liability policies also include uninsured motorist coverage and underinsured motorist coverage. This means that if the other person is at fault but doesn’t have enough coverage to pay for damages, your insurance will step in to help.
If you choose a policy that only meets the minimum legal requirements, roadside assistance will not be included.
Additional Coverage
Some comprehensive and collision coverage levels automatically include roadside assistance, but this varies by insurance company. Be sure to ask an agent at H. Dean Allison Insurance whether roadside assistance is included in different levels of coverage.
Insurance Add-Ons
Many insurance companies allow you to purchase additional coverage, often referred to as add-ons. These add-ons can include roadside assistance. You can also purchase coverage that pays for a rental vehicle if your motorcycle is totaled.
Additionally, many companies offer options to upgrade your bodily injury or property damage limits. You may also be able to purchase coverage for motorcycle accessories.
Agents at H. Dean Allison Insurance will work with you to ensure your policy includes everything you need, including roadside assistance. Contact us today to learn more about purchasing additional coverage. We proudly serve the Altoona, PA, area.
